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Unicorn Credit Union Credit Cards

Spend Smart,
Earn More Rewards

Credit cards starting at just 4.00% APR with no annual fees, robust rewards on every purchase, and the security of a credit union behind every transaction.

4.00%

Starting APR

$0

Annual Fee

3%

Cash Back on Dining

1.5%

Cash Back All Purchases

Choose Your Card

Pick the card that matches your lifestyle and spending habits.

Rewards Card

Earn points on every purchase, redeemable for travel, cash back, or gift cards.

3x points on dining & grocery
2x points on travel
1x points on everything else
No annual fee
4.99%APR*
Apply Now
MOST POPULAR

Cash Back Card

Simple, straightforward cash back on every single purchase — no rotating categories.

3% cash back on dining
2% at gas stations & groceries
1.5% on all other purchases
No annual fee
4.00%APR*
Apply Now

Secured Card

Build or rebuild your credit with a secured card backed by your own deposit.

Reports to all 3 credit bureaus
Deposit as low as $200
Upgrade to unsecured in 12 mo.
No annual fee
6.99%APR*
Apply Now

Every Card Comes With

Fraud Protection

Zero liability on unauthorized transactions. 24/7 fraud monitoring keeps you safe.

Contactless Pay

Tap to pay at millions of locations worldwide. Compatible with Apple Pay & Google Pay.

No Foreign Fees

Use your card internationally without worrying about foreign transaction fees.

24/7 Support

Lost or stolen card? Our team is available day and night to assist you instantly.

Apply in Minutes — Get a Decision Today

Checking your rate won't affect your credit score. Join thousands of members who chose Unicorn Credit Union for their everyday spending.

*APR ranges based on creditworthiness. Rates subject to change. Terms and conditions apply.

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